Even More Canadians May Be Asked To Repay The CERB Before The End Of 2020

The application's wording left some people confused!

There’s less than a month to go until the end of 2020, which means CERB repayments could be on the horizon for thousands of people. 

Earlier this year, as a result of the COVID-19 pandemic, millions of Canadians applied for the Canada Emergency Response Benefit, otherwise known as the CERB.

While many eligible applicants have been allowed to keep that cash (although it is taxable), others will actually have to pay it back.

In fact, the Canada Revenue Agency (CRA) estimates up to 213,000 claimants may have to return the money, primarily if they accidentally claimed the benefit twice.

However, a new report from CTV News has revealed that others may also have to repay, particularly those who may have misunderstood the eligibility criteria in the original application.

Editor's Choice:One Canadian Bank Is Now Offering A Mortgage Rate Of Less Than 1%

What was the CERB eligibility criteria?

The CERB was created back in March to support those who were out of work or working reduced hours due to the pandemic.

To be eligible, an applicant must not have claimed other benefits (such as EI) during the same period.

Additionally, they must not have quit their job voluntarily, must reside in Canada and must be at least 15 years old, among other things.

The criteria also stated that a claimant must have earned a minimum of $5,000 pre-tax in the 12 months before applying, or in 2019 overall.

This included employment income, self-employment income and any provincial benefit payments related to maternity or parental leave.

It was this aspect of the application that caused confusion, according to CTV News.

What was the confusion?

Per the report, some Canadians who applied for the benefit are now being asked to repay, due to a miscommunication in the original CERB application.

The eligibility criteria stated that self-employed individuals were eligible for the support if they made over $5,000 in 2019 or in the 12 months before applying.

However, recent letters sent by the CRA have confirmed that “income” in this instance referred to net income, rather than gross income.

This means some Canadians who applied were eligible for the benefit per their gross income, but not their net income.

Those people will receive a letter from the CRA asking them to repay the benefit, as they do not actually qualify for the support.

While the CRA told CTV News that this interpretation is “consistent with how self-employment income is calculated” by their services, others argue that failing to include the word “net” has led to unnecessary confusion.

Who else may need to pay it back?

While a number of self-employed individuals may be required to pay back the CERB, they’re not the only ones.

The CRA expects that hundreds of thousands of Canadians will have to return some money, due to accidentally applying for the benefit twice.

Back in November, the government agency confirmed that up to 213,000 individuals may have claimed the CERB from both the CRA and Service Canada, resulting in double payments.

They acknowledged that most of these people probably applied twice by accident, but confirmed that anybody who received too much will have to repay the extra.

While the government isn’t enforcing repayments, they suggest returning the money before 2021 to avoid the sum appearing on the claimant’s tax slips next year.

Jeans are a staple in any wardrobe. They go with everything and can be dressed up or down.

Silver Jeans Co is no stranger to how satisfying it is to find a great pair of jeans. They're a family-owned Canadian company that make eco-friendly denim that look as good as they feel.

Right now, they're having a huge summer clearance sale where you can get up to 70% off a bunch of different styles. And this weekend (July 24 - July 26) they're having a 48-hour special where you can get another 20% off your order.

They have hundreds of items of different fits, shades, and styles, so there's really something for everyone.

You can pick up these slim leg distressed jeans for $65, bermuda shorts for $46 or these bootcut jeans for $75 that are sturdy and versatile.

You might be hesitant to buy pants online and Silver Jeans Co totally gets that, which is why all their orders have both free shipping and returns with no minimum amount. This way, you can easily send them back if they don't fit.

Silver Jeans Co

Details: Silver Jeans Co is a Canadian denim company that's having a huge sale this weekend. You can save up to 70% clearance items and get an extra 20% for 48 hours. They offer free shipping and returns if the jeans you ordered are not the right fit.


The very sweetest challenge is coming to Toronto this summer, and you'll have to be one smart cookie to solve it.

The Cookie Scavenger Hunt hosted by Vagabond Cookies is taking place on August 1, and you can solve clues in order to find the secret location and get your hands on some delicious treats.

The activity is free to join, and you can sign up online to receive clues on the day of the event.

The clues will get easier as the day goes on, and you'll have to work fast to figure out where the cookies are located before all the treats run out.

If you discover the secret location, you'll be awarded a free six-pack of cookies in flavours like Brownie Chunk Caramilk, Reese Explosion, and Cookies 'N Cream.

There are also black and gold cards hidden around the city with QR codes that link to the event, and if you find one and bring it to the secret location, you'll receive bonus treats.

Cookie Scavenger Hunt

Price: Free

When: August 1, 2021

Address: Toronto, ON

Why You Need To Go: See if you can solve the clues in order to get your hands on some free cookies.


The Ontario Government implemented paid sick days for workers affected by COVID-19 in late April this year, and so far, $14.1 million worth of claims have been made.

The top three cities to cash in on sick days have been Mississauga, Toronto and Scarborough, and the leading industries for claims so far are manufacturing, construction and retail, according to government statistics released on July 16.

The program is currently due to run until September 25 and allows workers to take up to three days of paid leave for COVID-19 related issues such as getting a COVID-19 test, caring for family members who have COVID-19, needing to self-isolate because of COVID-19 and more.

The Ontario government will cover employers to pay their workers up to $200 a day for up to three days per worker if eligible. Employers can apply for reimbursement through the Workplace Safety and Insurance Board.

According to statistics provided to Narcity by the minister of labour, training and skills development as of July 22, 49,168 employers have submitted claims for reimbursement with an average value of $154 per day.

Most workers utilizing the program are taking an average of 1.9 paid sick days. However, the program has proven to be less costly than expected.

The original numbers anticipated the program would cost anywhere from $750 million to $1.5 billion, and as of July 22 – more than halfway through the 22-week program — it has only seen $14.1 million in claims.

The program retroactively started on April 19 and will run until September 25, so there is still time for the cost to go up as more claims are made.

Is it really surprising that people are flocking to Canada's Wonderland this year? After all, most GTA summer activities were banned in 2020 due to the pandemic, so why not get your thrills there? I mean, apart from the whole malfunctioning rides thing.

A TikTok video was shared on Thursday, July 22, that showed Skyhawk, a ride at the amusement park that maneuvers people through 360-degree turns at 135 feet in the air, frozen in midair leaving its passengers dangling.

The incident, which occurred around 3:48 p.m., reportedly went on for several minutes before being resolved by the park's maintenance staff.

"The guests were returned to the ground safely. The ride is open and operating normally," Grace Peacock, director of communications at Canada's Wonderland, told Narcity.

"Safety is our primary concern and our rides are inspected and tested daily. Canada's Wonderland provides more than 26 million rides each year. Each of our rides is licensed by the Technical Standards and Safety Authority and are inspected by the TSSA every year," they added.


13 Brands With Amazing Sales In Canada & You Can Save Up To 75% Off This Weekend

Discounts on brands like Pretty Little Thing, Adidas, Urban Decay and more!

Missing out on a great sale because you didn't know about it is never fun. That's why we did the work for you and rounded up a list of places with some really amazing markdowns.

With festivals and travel opening back up, you can stock up on comfy summer clothes and beauty products.

A lot of these sales end in a couple of days so this weekend is optimal shopping time if you can swing it.

Banana Republic

Details: Now until July 26, You can get up to 40% off summer apparel and an extra 10% off if you use the code BRFAVS at checkout.


Pretty Little Thing

Details: You've probably seen your favourite influencers donning cute PLT clothes and right now you can get 50% off everything except beauty products. They have so many cute bathing suits and matching sets on sale for as little as $9.



Details: Adidas is having an end-of-season sale where you can get up to 50% off a bunch of stuff until July 28. They'll also throw in a free face cover with any order.


American Provenance

Details: Looking to clean up your beauty routine? American Provenance makes natural beauty products and you can 30% off sitewide if you use the code APSALE30 at checkout. Their natural deodorants are really popular and only ten bucks!


Urban Decay

Details: Now is your chance to get that NAKED Palette or All-Nighter Spray you've been eyeing because Urban Decay is having a 25% off sale now until July 25. You can also get 30% off and a free travel-size gift if you spend over $75 and 50% off outlet items (I have my eye on the STONED palette) using the code SUMMER.



Details: Hali is a curated wellness and beauty site that carries everything from cult-favourites to indie labels. Right now, you can get up to 20% off everything when you use the code SUMJUL at checkout.

Find It On HALI


Details: Aritzia has so many high-quality staples and you can stock up with their 40-60% off summer sale. You can get items as low as $2.99. No code is needed at checkout.



Details: If you love Moschino but it's always been out of your budget, you can now snatch up some designer stuff for 50% off. It's still a splurge but you might not be able to find items this discounted anywhere else. You can get their iconic Teddy Bear phone case celebs like Bella Hadid have been seen sporting for $40.



Details: If you're on the hunt for a solid pair of headphones for WFH or jamming out, you can get 50% off these popular pair from Cowinaudio. You can also use code 15OFF to get 15% off everything else.


Vichy Canada

Login • Instagram

Details: Build up your summer skincare routine with Vichy Canada's sale on now until July 29. If you buy two items, you'll get 20% off your order, or 25% off you order if you buy three items with the code ROUTINE. Even better, you get a free beach bag with any purchase!


Silver Jeans Co

Details: You can grab some new denim with Silver Jeans Co's 70% off clearance sale on now for a limited time. They have styles in every wash, fit and length, so you're bound to find something you love. 



Details: If you've been itching to improve your lighting situation at home, then check out Y-Lighting's 40% off sale. You can get an extra 5% off everything using the code WELCOME5 and an extra 20% off certain brands using the code PRIVATE. If you see any warehouse items you like, you can save up to 75% of more with the code SAVEMORE.



Details: Zara is having a massive sale where clothes, shoes and accessories are up to 70% off right now. There are so many things you can get for just $10, no promo code necessary.


Editorial Sections

13 Fun & Cheap Things You Can Do At Home With Your Significant Other Besides Watch TV All Day

Why not play a murder mystery game or learn how to salsa dance? 💃

Now that restaurants, movie theatres and other places have opened up, it can be tough to get a spot, especially on weekends. Plus, eating out all the time can put quite a dent in your budget.

If you're more of a homebody who's looking for some rainy day activities, there's a bunch of options for you and your partner. The best part: all the recommended items below are under $50!

Solve A Murder Mystery Together

May Ning

Price: $39.99

Details: If you and your boo are true crime lovers, then put on your detective hats and work together at solving a murder mystery. It comes with a bunch of evidence and suspect files to help you figure out who the culprit is.


Cook Dinner Together

Price: $9.69+ per meal per person

Details: Snagging a restaurant reso right now can be near impossible, so why not try cooking a nice meal together at home? Hello Fresh has a ton of different options for different dietary restrictions and preferences, too.


Get To Know Each Other Better

Amazon Canada

Price: $24.95

Details: Think you know everything about your partner? You might just learn a thing or two about them after spending a night going through these conversation starter cards. There are 100 thought-provoking questions in this deck so you'll end up spending A LOT of time talking.


Have Dessert For Dinner

Amazon Canada

Price: $49.37

Details: Make delicious s'mores from the comfort of your own living room. No campfire needed. This kit comes with a wraparound bowl for your ingredients and two roasting forks.


Have A Paint Night

Amazon Canada

Price: $31.95

Details: Get artsy together with an at-home paint night that would make Bob Ross proud. This kit has everything you need so you won't have to scramble around for individual brushes and canvases. Try painting the same reference picture to see who is the true artiste in the relationship!


Give Each Other Massages

Price: $18.99

Details: Help each other unwind after a long day with a relaxing massage. This one is formulated with essential oils like chamomile and lavender that can really soothe sore muscles.


Play A Good Old-Fashioned Card Game

Amazon Canada

Price: $19.98

Details: Travel the world from the comfort of your own home with this special edition deck of cards that feature some of the most beautiful architectural wonders on the globe. Here are some card game ideas for two if you're sick of Go Fish.


Have A Wine And Cheese Night

Amazon Canada

Price: $49.99

Details: Pick up some yummy cheeses and your favourite bottle of vino and put on some tunes while you unwind. This charcuterie board has some clever ridges for holding crackers and a slide-out knife drawer for the best cheese-eating experience.


Take A Bubble Bath

Price: $8.98

Details: Or take a relaxing bubble bath together with the Dr. Teals foaming bath that's made with soothing Epsom salt. Don't forget the candles!


Download The Paired App

Price: Free!

Details: If you're in a long-distance relationship then the Paired app might help you feel more connected on a day-to-day basis. You can download it and get a free seven-day trial. It's packed with couples quizzes, thought-provoking questions, games and expert tips that the two of you can access from your phones.


Make Homemade Pizza

Amazon Canada

Price: $34.95

Details: Would you consider you and your partner foodies? If yes, try your hand at making some homemade 'za with this Canadian company's pizza pans. The perforated surface will ensure you end up with a perfectly cooked pie.


Take An Online Salsa Class

Price: $17.99+

Details: Get moving with this online salsa dancing class that'll teach you fun moves in just two hours. You won't have to worry about bumping into other students since it's made for learning at home.

$17.99 On UDEMY

Have A Cocktail Night

Amazon Canada

Price: $29.99

Details: Pretend you're on vacation with this cocktail mixer kit that features some popular flavours from around the world (without buying a thousand ingredients). All you'll need next is some liquor and ice.


A list of the most dangerous roads in the world has been released by insurance company Budget Direct and one stretch of highway in Canada made the cut.

As it turns out, the Trans-Canada Highway between Revelstoke and Golden is apparently the most dangerous road in Canada. According to the study, there were 38 fatal crashes on this stretch of road in just nine years between 2004 and 2013.

Government of BC

The drive between the two B.C. towns is about an hour and 45 minutes long and if you've ever done the drive yourself, you may have noticed that it's not only windy but there's also a massive drop-off on the side.

Roads in the area are also known for the presence of wildlife and, come winter, it can get pretty slick.

While this section of the Trans-Canada Highway was the only Canadian road to make the list, several others from North America were named including Interstate 45, which runs from Galveston to Dallas through Houston, Texas.


Cette crèmerie à Montréal est parfaite si tu vis dans un conte de Disney

Si le bonheur avait une saveur, ça serait définitivement ça.

Lorsqu'il s'agit de délices sucrés, les crèmeries et pâtisseries de Montréal savent très bien nous épater. Si tu as envie de mettre fin à tes cravings de sucre, tu pourras t'arrêter à l'Iconoglace qui fait de succulentes crèmes glacéesvéganes et artisanales.

Situé sur la rue Bélanger, tu auras jusqu'au 31 octobre de midi à 22 h pour rassasier ta fringale de slush et cornets au Iconoglace.

Sur le menu, on peut retrouver les classiques crèmes glacées en version végane avec du lait d'avoine, sans soya, sans gluten et avec de la noix de coco. Si tu feel plus funky, tu pourrais te commander la fameuse Crotte de licorne qui est servie avec de la barbe à papa.

Mais l'un des items qui vole la vedette, c'est la Strawberry Fields, la version Iconoglace du shortcake aux fraises, composée de compote de fraise et rhubarbe du Québec, de la crème pâtissière maison, du gâteau chiffon maison, des fraises fraîches du Québec et garnies de crème fouettée. Le tout est à faire saliver!


Prix : 💸

Type de bouffe : crèmerie

Adresse : 1320, rue Bélanger, Montréal, QC