It's no secret that living in Canada isn't cheap. If you look at the cost of living in Canada's major cities, it's clear that there's just no escaping the high costs, whether you live on the west coast, the east coast or the prairies. According to RentSeeker.ca, one would need a salary of approximately \$130,000 just to be able to afford an average-priced house in Toronto (they have it at \$755,755).

When looking into how expensive a city is, one can refer to its cost of living index. A cost of living index is a value assigned to a city that ranks it based on how costly it is to live there. The higher a city's index value, the higher its cost of living.

Information for this article was retrieved from Numbeo.com, which assigns cost of living indices relative to New York City.  New York City has a cost of living index of 100, so if another city has an index of, say, 120, that means the cost of living in that city is 20% higher than that of New York City. While cost of living indices may not be completely accurate (since they are based on sampled data), they still provide a decent, overall picture of the cost landscapes for different cities.

This is what it costs to live in every major city in Canada:

Note: Cost of living indices listed do not take into account rent costs.

https://www.instagram.com/p/BLRivUnhPxH/?taken-by=narcity_vancouver

### Vancouver, BC

Cost of Living Index = 69.42

Estimated monthly expenses

• For a single person = \$1,008.26
• For a family of four = \$3,750.12

Example costs

Food

• Basic lunch menu in the business district = \$15.00
• Basic dinner menu at mid-range restaurant = \$32.50
• Combo meal in  a fast food restaurant = \$9.00

Transportation

• One-way ticket on local transport = \$2.75
• Monthly pass on local transport = \$91.00
• Average taxi tariff per kilometre = \$1.84
• Gasoline per litre = \$1.21

Utilities per month

• Basic (electricity, heating, water) for an 85 m² apartment = \$71.96
• Internet (10 MB/s, unlimited data, cable) = \$58.53

Rent per month

• 1 bedroom apartment in city centre = \$1,607.75
• 3 bedroom apartment in city centre = \$3,303.70

### Victoria, BC

Cost of Living Index = 70.14

Estimated monthly expenses

• For a single person = \$1,024.02
• For a family of four = \$3,755.30

Example costs

Food

• Basic lunch menu in the business district = \$15.00
• Basic dinner menu at mid-range restaurant = \$30.00
• Combo meal in  a fast food restaurant = \$9.00

Transportation

• One-way ticket on local transport = \$2.50
• Monthly pass on local transport = \$85.00
• Average taxi tariff per kilometre = \$1.88
• Gasoline per litre = \$1.13

Utilities per month

• Basic (electricity, heating, water) for an 85 m² apartment = \$110.97
• Internet (10 MB/s, unlimited data, cable) = \$63.89

Rent per month

• 1 bedroom apartment in city centre = \$1,190.62
• 3 bedroom apartment in city centre = \$2,077.36

### Edmonton, AB

Cost of Living Index = 71.93

Estimated monthly expenses

• For a single person = \$1,072.97
• For a family of four = \$3,798.02

Example costs

Food

• Basic lunch menu in the business district = \$17.00
• Basic dinner menu at mid-range restaurant = \$32.50
• Combo meal in  a fast food restaurant = \$8.50

Transportation

• One-way ticket on local transport = \$3.25
• Monthly pass on local transport = \$90.00
• Average taxi tariff per kilometre = \$1.48
• Gasoline per litre = \$0.89

Utilities per month

• Basic (electricity, heating, water) for an 85 m² apartment = \$218.67
• Internet (10 MB/s, unlimited data, cable) = \$62.89

Rent per month

• 1 bedroom apartment in city centre = \$1,188.41
• 3 bedroom apartment in city centre = \$1,764.29

https://www.instagram.com/p/BKlYJxsASnS/?taken-by=narcity_calgary

### Calgary, AB

Cost of Living Index = 72.91

Estimated monthly expenses

• For a single person = \$1,080.26
• For a family of four = \$3,902.93

Example costs

Food

• Basic lunch menu in the business district = \$18.00
• Basic dinner menu at mid-range restaurant = \$35.00
• Combo meal in  a fast food restaurant = \$8.82

Transportation

• One-way ticket on local transport = \$3.15
• Monthly pass on local transport = \$99.00
• Average taxi tariff per kilometre = \$1.78
• Gasoline per litre = \$0.93

Utilities per month

• Basic (electricity, heating, water) for an 85 m² apartment = \$166.90
• Internet (10 MB/s, unlimited data, cable) = \$59.20

Rent per month

• 1 bedroom apartment in city centre = \$1,335.19
• 3 bedroom apartment in city centre = \$2,379.27

Cost of Living Index = 72.38

Estimated monthly expenses

• For a single person = \$1,057.12
• For a family of four = \$3,844.68

Example costs

Food

• Basic lunch menu in the business district = \$15.00
• Basic dinner menu at mid-range restaurant = \$28.00
• Combo meal in  a fast food restaurant = \$8.00

Transportation

• One-way ticket on local transport = \$3.10
• Monthly pass on local transport = \$81.00
• Average taxi tariff per kilometre = \$1.20
• Gasoline per litre = \$0.95

Utilities per month

• Basic (electricity, heating, water) for an 85 m² apartment = \$145.51
• Internet (10 MB/s, unlimited data, cable) = \$56.79

Rent per month

• 1 bedroom apartment in city centre = \$1,104.17
• 3 bedroom apartment in city centre = \$1,638.89

https://www.instagram.com/p/BBNVe7ozXKg/?taken-by=regina.sk

### Regina, SK

Cost of Living Index = 69.49

Estimated monthly expenses

• For a single person = \$1,018.24
• For a family of four = \$3,631.26

Example costs

Food

• Basic lunch menu in the business district = \$16.00
• Basic dinner menu at mid-range restaurant = \$28.00
• Combo meal in  a fast food restaurant = \$8.00

Transportation

• One-way ticket on local transport = \$3.00
• Monthly pass on local transport = \$84.00
• Average taxi tariff per kilometre = \$1.80
• Gasoline per litre = \$0.95

Utilities per month

• Basic (electricity, heating, water) for an 85 m² apartment = \$186.43
• Internet (10 MB/s, unlimited data, cable) = \$56.79

Rent per month

• 1 bedroom apartment in city centre = \$994.50
• 3 bedroom apartment in city centre = \$1,700.00

https://www.instagram.com/p/BLLsDf1j2e-/?taken-by=narcity_winnipeg

### Winnipeg, MN

Cost of Living Index = 67.24

Estimated monthly expenses

• For a single person = \$976.95
• For a family of four = \$3,513.45

Example costs

Food

• Basic lunch menu in the business district = \$15.00
• Basic dinner menu at mid-range restaurant = \$32.50
• Combo meal in  a fast food restaurant = \$10.00

Transportation

• One-way ticket on local transport = \$2.65
• Monthly pass on local transport = \$88.28
• Average taxi tariff per kilometre = \$1.71
• Gasoline per litre = \$0.94

Utilities per month

• Basic (electricity, heating, water) for an 85 m² apartment = \$154.50
• Internet (10 MB/s, unlimited data, cable) = \$58.53

Rent per month

• 1 bedroom apartment in city centre = \$930.29
• 3 bedroom apartment in city centre = \$1,510.42

https://www.instagram.com/p/BJk7J3cg03O/?taken-by=narcity_ottawa

### Ottawa, ON

Cost of Living Index = 66.35

Estimated monthly expenses

• For a single person = \$997.60
• For a family of four = \$3,618.78

Example costs

Food

• Basic lunch menu in the business district = \$19.50
• Basic dinner menu at mid-range restaurant = \$35.00
• Combo meal in  a fast food restaurant = \$9.00

Transportation

• One-way ticket on local transport = \$3.55
• Monthly pass on local transport = \$103.25
• Average taxi tariff per kilometre = \$1.72
• Gasoline per litre = \$0.98

Utilities per month

• Basic (electricity, heating, water) for an 85 m² apartment = \$138.61
• Internet (10 MB/s, unlimited data, cable) = \$56.48

Rent per month

• 1 bedroom apartment in city centre = \$1,154.98
• 3 bedroom apartment in city centre = \$1,950.00

https://www.instagram.com/p/BGrZZpfvVys/?taken-by=narcity_toronto

### Toronto, ON

Cost of Living Index = 68.61

Estimated monthly expenses

• For a single person = \$1,045.81
• For a family of four = \$3,828.05

Example costs

Food

• Basic lunch menu in the business district = \$15.00
• Basic dinner menu at mid-range restaurant = \$35.00
• Combo meal in  a fast food restaurant = \$9.00

Transportation

• One-way ticket on local transport = \$3.25
• Monthly pass on local transport = \$141.50
• Average taxi tariff per kilometre = \$1.75
• Gasoline per litre = \$1.03

Utilities per month

• Basic (electricity, heating, water) for an 85 m² apartment = \$126.18
• Internet (10 MB/s, unlimited data, cable) = \$54.46

Rent per month

• 1 bedroom apartment in city centre = \$1,556.48
• 3 bedroom apartment in city centre = \$2,710.59

https://www.instagram.com/p/BMWd45YDVZe/?taken-by=narcity_quebec

### Quebec City, QC

Cost of Living Index = 66.17

Estimated monthly expenses

• For a single person = \$948.79
• For a family of four = \$3,515.57

Example costs

Food

• Basic lunch menu in the business district = \$15.00
• Basic dinner menu at mid-range restaurant = \$30.00
• Combo meal in  a fast food restaurant = \$9.00

Transportation

• One-way ticket on local transport = \$3.25
• Monthly pass on local transport = \$84.00
• Average taxi tariff per kilometre = \$1.70
• Gasoline per litre = \$1.04

Utilities per month

• Basic (electricity, heating, water) for an 85 m² apartment = \$80.07
• Internet (10 MB/s, unlimited data, cable) = \$51.99

Rent per month

• 1 bedroom apartment in city centre = \$745.82
• 3 bedroom apartment in city centre = \$1,140.25

### Montreal, QC

Cost of Living Index = 69.26

Estimated monthly expenses

• For a single person = \$994.90
• For a family of four = \$3,667.24

Example costs

Food

• Basic lunch menu in the business district = \$15.00
• Basic dinner menu at mid-range restaurant = \$30.00
• Combo meal in  a fast food restaurant = \$9.00

Transportation

• One-way ticket on local transport = \$3.25
• Monthly pass on local transport = \$82.00
• Average taxi tariff per kilometre = \$1.70
• Gasoline per litre = \$1.11

Utilities per month

• Basic (electricity, heating, water) for an 85 m² apartment = \$98.65
• Internet (10 MB/s, unlimited data, cable) = \$54.59

Rent per month

• 1 bedroom apartment in city centre = \$964.63
• 3 bedroom apartment in city centre = \$1,788.84

https://www.instagram.com/p/BE4v4KPDGq2/?taken-by=st.johnsnewfoundland

### St. Johns, NFL

Cost of Living Index = 80.13

Estimated monthly expenses

• For a single person = \$1,183.08
• For a family of four = \$4,257.53

Example costs

Food

• Basic lunch menu in the business district = \$20.00
• Basic dinner menu at mid-range restaurant = \$37.50
• Combo meal in  a fast food restaurant = \$10.00

Transportation

• One-way ticket on local transport = \$2.25
• Monthly pass on local transport = \$70.00
• Average taxi tariff per kilometre = \$1.50
• Gasoline per litre = \$1.17

Utilities per month

• Basic (electricity, heating, water) for an 85 m² apartment = \$200.36
• Internet (10 MB/s, unlimited data, cable) = \$69.91

Rent per month

• 1 bedroom apartment in city centre = \$848.18
• 3 bedroom apartment in city centre = \$1,376.92

### Moncton, NB

Cost of Living Index = 64.77

Estimated monthly expenses

• For a single person = \$964.91
• For a family of four = \$3,447.27

Example costs

Food

• Basic lunch menu in the business district = \$15.00
• Basic dinner menu at mid-range restaurant = \$30.00
• Combo meal in  a fast food restaurant = \$8.50

Transportation

• One-way ticket on local transport = \$2.25
• Monthly pass on local transport = \$31.00
• Average taxi tariff per kilometre = \$1.65
• Gasoline per litre = \$1.00

Utilities per month

• Basic (electricity, heating, water) for an 85 m² apartment = \$171.81
• Internet (10 MB/s, unlimited data, cable) = \$55.00

Rent per month

• 1 bedroom apartment in city centre = \$662.50
• 3 bedroom apartment in city centre = \$1,161.11

https://www.instagram.com/p/BJSueoljRg7/?taken-by=narcity_halifax

### Halifax, NS

Cost of Living Index = 73.97

Estimated monthly expenses

• For a single person = \$1,078.94
• For a family of four = \$3,952.07

Example costs

Food

• Basic lunch menu in the business district = \$17.00
• Basic dinner menu at mid-range restaurant = \$40.00
• Combo meal in  a fast food restaurant = \$9.00

Transportation

• One-way ticket on local transport = \$2.50
• Monthly pass on local transport = \$78.00
• Average taxi tariff per kilometre = \$1.70
• Gasoline per litre = \$1.00

Utilities per month

• Basic (electricity, heating, water) for an 85 m² apartment = \$118.00
• Internet (10 MB/s, unlimited data, cable) = \$78.46

Rent per month

• 1 bedroom apartment in city centre = \$1,010.74
• 3 bedroom apartment in city centre = \$1,885.29

Cover photo graphic displays the average price of a house in various Canadian cities.

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