It's no secret that living in Canada isn't cheap. If you look at the cost of living in Canada's major cities, it's clear that there's just no escaping the high costs, whether you live on the west coast, the east coast or the prairies. According to RentSeeker.ca, one would need a salary of approximately $130,000 just to be able to afford an average-priced house in Toronto (they have it at $755,755).

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When looking into how expensive a city is, one can refer to its cost of living index. A cost of living index is a value assigned to a city that ranks it based on how costly it is to live there. The higher a city's index value, the higher its cost of living.

Information for this article was retrieved from Numbeo.com, which assigns cost of living indices relative to New York City.  New York City has a cost of living index of 100, so if another city has an index of, say, 120, that means the cost of living in that city is 20% higher than that of New York City. While cost of living indices may not be completely accurate (since they are based on sampled data), they still provide a decent, overall picture of the cost landscapes for different cities.

This is what it costs to live in every major city in Canada:

Note: Cost of living indices listed do not take into account rent costs.


https://www.instagram.com/p/BLRivUnhPxH/?taken-by=narcity_vancouver

Vancouver, BC

Cost of Living Index = 69.42

Estimated monthly expenses

  • For a single person = $1,008.26
  • For a family of four = $3,750.12

Example costs

Food

  • Basic lunch menu in the business district = $15.00
  • Basic dinner menu at mid-range restaurant = $32.50
  • Combo meal in  a fast food restaurant = $9.00

Transportation

  • One-way ticket on local transport = $2.75
  • Monthly pass on local transport = $91.00
  • Average taxi tariff per kilometre = $1.84
  • Gasoline per litre = $1.21

Utilities per month

  • Basic (electricity, heating, water) for an 85 m² apartment = $71.96
  • Internet (10 MB/s, unlimited data, cable) = $58.53

Rent per month

  • 1 bedroom apartment in city centre = $1,607.75
  • 3 bedroom apartment in city centre = $3,303.70

https://www.instagram.com/p/BKqlQk7h4ie/?taken-by=victoria_city_canada

Victoria, BC

Cost of Living Index = 70.14

Estimated monthly expenses

  • For a single person = $1,024.02
  • For a family of four = $3,755.30

Example costs

Food

  • Basic lunch menu in the business district = $15.00
  • Basic dinner menu at mid-range restaurant = $30.00
  • Combo meal in  a fast food restaurant = $9.00

Transportation

  • One-way ticket on local transport = $2.50
  • Monthly pass on local transport = $85.00
  • Average taxi tariff per kilometre = $1.88
  • Gasoline per litre = $1.13

Utilities per month

  • Basic (electricity, heating, water) for an 85 m² apartment = $110.97
  • Internet (10 MB/s, unlimited data, cable) = $63.89

Rent per month

  • 1 bedroom apartment in city centre = $1,190.62
  • 3 bedroom apartment in city centre = $2,077.36

via @exploreedmonton

Edmonton, AB

Cost of Living Index = 71.93

Estimated monthly expenses

  • For a single person = $1,072.97
  • For a family of four = $3,798.02

Example costs

Food

  • Basic lunch menu in the business district = $17.00
  • Basic dinner menu at mid-range restaurant = $32.50
  • Combo meal in  a fast food restaurant = $8.50

Transportation

  • One-way ticket on local transport = $3.25
  • Monthly pass on local transport = $90.00
  • Average taxi tariff per kilometre = $1.48
  • Gasoline per litre = $0.89

Utilities per month

  • Basic (electricity, heating, water) for an 85 m² apartment = $218.67
  • Internet (10 MB/s, unlimited data, cable) = $62.89

Rent per month

  • 1 bedroom apartment in city centre = $1,188.41
  • 3 bedroom apartment in city centre = $1,764.29

https://www.instagram.com/p/BKlYJxsASnS/?taken-by=narcity_calgary

Calgary, AB

Cost of Living Index = 72.91

Estimated monthly expenses

  • For a single person = $1,080.26
  • For a family of four = $3,902.93

Example costs

Food

  • Basic lunch menu in the business district = $18.00
  • Basic dinner menu at mid-range restaurant = $35.00
  • Combo meal in  a fast food restaurant = $8.82

Transportation

  • One-way ticket on local transport = $3.15
  • Monthly pass on local transport = $99.00
  • Average taxi tariff per kilometre = $1.78
  • Gasoline per litre = $0.93

Utilities per month

  • Basic (electricity, heating, water) for an 85 m² apartment = $166.90
  • Internet (10 MB/s, unlimited data, cable) = $59.20

Rent per month

  • 1 bedroom apartment in city centre = $1,335.19
  • 3 bedroom apartment in city centre = $2,379.27

via @visitsaskatoon

Saskatoon, SK

Cost of Living Index = 72.38

Estimated monthly expenses

  • For a single person = $1,057.12
  • For a family of four = $3,844.68

Example costs

Food

  • Basic lunch menu in the business district = $15.00
  • Basic dinner menu at mid-range restaurant = $28.00
  • Combo meal in  a fast food restaurant = $8.00

Transportation

  • One-way ticket on local transport = $3.10
  • Monthly pass on local transport = $81.00
  • Average taxi tariff per kilometre = $1.20
  • Gasoline per litre = $0.95

Utilities per month

  • Basic (electricity, heating, water) for an 85 m² apartment = $145.51
  • Internet (10 MB/s, unlimited data, cable) = $56.79

Rent per month

  • 1 bedroom apartment in city centre = $1,104.17
  • 3 bedroom apartment in city centre = $1,638.89

https://www.instagram.com/p/BBNVe7ozXKg/?taken-by=regina.sk

Regina, SK

Cost of Living Index = 69.49

Estimated monthly expenses

  • For a single person = $1,018.24
  • For a family of four = $3,631.26

Example costs

Food

  • Basic lunch menu in the business district = $16.00
  • Basic dinner menu at mid-range restaurant = $28.00
  • Combo meal in  a fast food restaurant = $8.00

Transportation

  • One-way ticket on local transport = $3.00
  • Monthly pass on local transport = $84.00
  • Average taxi tariff per kilometre = $1.80
  • Gasoline per litre = $0.95

Utilities per month

  • Basic (electricity, heating, water) for an 85 m² apartment = $186.43
  • Internet (10 MB/s, unlimited data, cable) = $56.79

Rent per month

  • 1 bedroom apartment in city centre = $994.50
  • 3 bedroom apartment in city centre = $1,700.00

https://www.instagram.com/p/BLLsDf1j2e-/?taken-by=narcity_winnipeg

Winnipeg, MN

Cost of Living Index = 67.24

Estimated monthly expenses

  • For a single person = $976.95
  • For a family of four = $3,513.45

Example costs

Food

  • Basic lunch menu in the business district = $15.00
  • Basic dinner menu at mid-range restaurant = $32.50
  • Combo meal in  a fast food restaurant = $10.00

Transportation

  • One-way ticket on local transport = $2.65
  • Monthly pass on local transport = $88.28
  • Average taxi tariff per kilometre = $1.71
  • Gasoline per litre = $0.94

Utilities per month

  • Basic (electricity, heating, water) for an 85 m² apartment = $154.50
  • Internet (10 MB/s, unlimited data, cable) = $58.53

Rent per month

  • 1 bedroom apartment in city centre = $930.29
  • 3 bedroom apartment in city centre = $1,510.42

https://www.instagram.com/p/BJk7J3cg03O/?taken-by=narcity_ottawa

Ottawa, ON

Cost of Living Index = 66.35

Estimated monthly expenses

  • For a single person = $997.60
  • For a family of four = $3,618.78

Example costs

Food

  • Basic lunch menu in the business district = $19.50
  • Basic dinner menu at mid-range restaurant = $35.00
  • Combo meal in  a fast food restaurant = $9.00

Transportation

  • One-way ticket on local transport = $3.55
  • Monthly pass on local transport = $103.25
  • Average taxi tariff per kilometre = $1.72
  • Gasoline per litre = $0.98

Utilities per month

  • Basic (electricity, heating, water) for an 85 m² apartment = $138.61
  • Internet (10 MB/s, unlimited data, cable) = $56.48

Rent per month

  • 1 bedroom apartment in city centre = $1,154.98
  • 3 bedroom apartment in city centre = $1,950.00

https://www.instagram.com/p/BGrZZpfvVys/?taken-by=narcity_toronto

Toronto, ON

Cost of Living Index = 68.61

Estimated monthly expenses

  • For a single person = $1,045.81
  • For a family of four = $3,828.05

Example costs

Food

  • Basic lunch menu in the business district = $15.00
  • Basic dinner menu at mid-range restaurant = $35.00
  • Combo meal in  a fast food restaurant = $9.00

Transportation

  • One-way ticket on local transport = $3.25
  • Monthly pass on local transport = $141.50
  • Average taxi tariff per kilometre = $1.75
  • Gasoline per litre = $1.03

Utilities per month

  • Basic (electricity, heating, water) for an 85 m² apartment = $126.18
  • Internet (10 MB/s, unlimited data, cable) = $54.46

Rent per month

  • 1 bedroom apartment in city centre = $1,556.48
  • 3 bedroom apartment in city centre = $2,710.59

https://www.instagram.com/p/BMWd45YDVZe/?taken-by=narcity_quebec

Quebec City, QC

Cost of Living Index = 66.17

Estimated monthly expenses

  • For a single person = $948.79
  • For a family of four = $3,515.57

Example costs

Food

  • Basic lunch menu in the business district = $15.00
  • Basic dinner menu at mid-range restaurant = $30.00
  • Combo meal in  a fast food restaurant = $9.00

Transportation

  • One-way ticket on local transport = $3.25
  • Monthly pass on local transport = $84.00
  • Average taxi tariff per kilometre = $1.70
  • Gasoline per litre = $1.04

Utilities per month

  • Basic (electricity, heating, water) for an 85 m² apartment = $80.07
  • Internet (10 MB/s, unlimited data, cable) = $51.99

Rent per month

  • 1 bedroom apartment in city centre = $745.82
  • 3 bedroom apartment in city centre = $1,140.25

https://www.instagram.com/p/BLAD1Tpgpd4/?taken-by=narcity_montreal

Montreal, QC

Cost of Living Index = 69.26

Estimated monthly expenses

  • For a single person = $994.90
  • For a family of four = $3,667.24

Example costs

Food

  • Basic lunch menu in the business district = $15.00
  • Basic dinner menu at mid-range restaurant = $30.00
  • Combo meal in  a fast food restaurant = $9.00

Transportation

  • One-way ticket on local transport = $3.25
  • Monthly pass on local transport = $82.00
  • Average taxi tariff per kilometre = $1.70
  • Gasoline per litre = $1.11

Utilities per month

  • Basic (electricity, heating, water) for an 85 m² apartment = $98.65
  • Internet (10 MB/s, unlimited data, cable) = $54.59

Rent per month

  • 1 bedroom apartment in city centre = $964.63
  • 3 bedroom apartment in city centre = $1,788.84

https://www.instagram.com/p/BE4v4KPDGq2/?taken-by=st.johnsnewfoundland

St. Johns, NFL

Cost of Living Index = 80.13

Estimated monthly expenses

  • For a single person = $1,183.08
  • For a family of four = $4,257.53

Example costs

Food

  • Basic lunch menu in the business district = $20.00
  • Basic dinner menu at mid-range restaurant = $37.50
  • Combo meal in  a fast food restaurant = $10.00

Transportation

  • One-way ticket on local transport = $2.25
  • Monthly pass on local transport = $70.00
  • Average taxi tariff per kilometre = $1.50
  • Gasoline per litre = $1.17

Utilities per month

  • Basic (electricity, heating, water) for an 85 m² apartment = $200.36
  • Internet (10 MB/s, unlimited data, cable) = $69.91

Rent per month

  • 1 bedroom apartment in city centre = $848.18
  • 3 bedroom apartment in city centre = $1,376.92

via @locke4065

Moncton, NB

Cost of Living Index = 64.77

Estimated monthly expenses

  • For a single person = $964.91
  • For a family of four = $3,447.27

Example costs

Food

  • Basic lunch menu in the business district = $15.00
  • Basic dinner menu at mid-range restaurant = $30.00
  • Combo meal in  a fast food restaurant = $8.50

Transportation

  • One-way ticket on local transport = $2.25
  • Monthly pass on local transport = $31.00
  • Average taxi tariff per kilometre = $1.65
  • Gasoline per litre = $1.00

Utilities per month

  • Basic (electricity, heating, water) for an 85 m² apartment = $171.81
  • Internet (10 MB/s, unlimited data, cable) = $55.00

Rent per month

  • 1 bedroom apartment in city centre = $662.50
  • 3 bedroom apartment in city centre = $1,161.11

https://www.instagram.com/p/BJSueoljRg7/?taken-by=narcity_halifax

Halifax, NS

Cost of Living Index = 73.97

Estimated monthly expenses

  • For a single person = $1,078.94
  • For a family of four = $3,952.07

Example costs

Food

  • Basic lunch menu in the business district = $17.00
  • Basic dinner menu at mid-range restaurant = $40.00
  • Combo meal in  a fast food restaurant = $9.00

Transportation

  • One-way ticket on local transport = $2.50
  • Monthly pass on local transport = $78.00
  • Average taxi tariff per kilometre = $1.70
  • Gasoline per litre = $1.00

Utilities per month

  • Basic (electricity, heating, water) for an 85 m² apartment = $118.00
  • Internet (10 MB/s, unlimited data, cable) = $78.46

Rent per month

  • 1 bedroom apartment in city centre = $1,010.74
  • 3 bedroom apartment in city centre = $1,885.29

Cover photo graphic displays the average price of a house in various Canadian cities.

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