It seems that millennials are the generation that drew the short straw. First, they took Harambe and replaced him with Trump, and now studies suggest we are the least likely to be on track for retirement, and that we may even be the first generation that won't get to retire whatsoever.

People are laying most of the blame on the fact that we were never taught proper money management at school. Couple this with rising rent and housing prices and ever more expensive degrees, it's no wonder millennials are feeling a little hard done by.

But there's a glimmer of hope in all this doom and gloom - with a little careful planning, we can prove the studies wrong, and could even be looking at an early retirement! Not knowing where to start is what stops most people from achieving their long-term financial goals.

The greatest solutions, however, are often the simplest and getting your taxes in order is probably the best thing you can do to get your retirement prep underway. As much of a pain as they are, filing your taxes as efficiently as possible can make your future start to look a lot brighter.

To make the most of your earnings, it's vital you find a savings strategy that makes you eligible for credits on your tax return. Simply putting a percentage of your earnings into a savings account in a bank is a slow and pretty inefficient way of saving money - definitely not a long-term strategy. Smart tax filing can pay huge dividends further down the line - something tax software like TurboTax lends you a helping hand with

One great example of this is getting your RRSP properly underway. A Registered Retirement Savings Plan (RRSP) is a must for any millennial as it's essentially an investment account that helps you save for retirement while giving you immediate incentives in the form of tax benefits.

In short, RRSPs are tax shelters, giving you a place to put your earnings and avoid paying tax on them until you draw them out when you retire. Lower taxes now mean you can grow your nest egg much faster.

Online services like TurboTax help thousands of Canadians each and every year to file their taxes as quickly and effectively as possible. All you need to do is fill in a few of your details, and they take care of the rest, automatically searching over 400 deductions and credits to give you the maximum possible refund. Ain't nobody got time to look through that many options in their spare time - we have Netflix for that.

Their online software takes every individual case and finds the best possible tax filing solution for that person. Whatever your circumstances - whether you’re freelancing, self-employed, working full time, or managed to go through 12 part-time jobs last summer - your unique situation demands a unique tax file, and TurboTax will find it.

Whether you're unsure of how to do your taxes without professional help, but can't afford to hire an accountant (ironic, huh?), or you simply want to get the max refund by taking advantage of credits and deductions, get the ball rolling today and rest easy knowing you're on track to break the trend and retire when you should.

Head over to the TurboTax website for more information or to find out which of their products is the right fit for you. You can also read up on their useful guide to RRSPs and tax deductions here.

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