Alberta made big news yesterday for officially raising their minimum wage to $15 an hour, the highest in all of Canada. But, even now, experts claim that the increase still isn't enough to be considered a livable wage in some parts of the province.\nMore from the Canadian Income series:\nToronto's Cost Of Living Is So High That People Making Minimum Wage Can't Afford It\nHere's How Much A Server Is Getting Paid Per Hour By Province In Canada\nHere’s How Much A Nurse Is Getting Paid Per Hour By Province In Canada\nHere’s How Much A Teacher Is Getting Paid Per Year By Province In Canada\nThat got us thinking about how much it actually costs, on average, to live in some of Canada's biggest cities, and the numbers are shocking. As it turns out, in almost every single major city in Canada, the cost of living is higher than the annual income of someone earning minimum wage.\nThere are a lot of different factors that contribute to the cost of living in any given city. The rental and housing market, the cost of transportation, geographic location within the city, and of course, municipal and provincial governments all play a significant role.\nThe minimum wage is also different across the country, since it is determined by the provincial government. So, someone earning minimum wage in Halifax will be making less than someone earning minimum wage in Calgary.\nNow, keeping all that in mind, here's how affordable life is in these major Canadian cities for someone making minimum wage.\n1. Vancouver\n@vancouverlifeembedded via\nMinimum Wage: $12.65/hour which amounts to an average of $24,888 annually.\nAverage Cost of Living: $35,089.56/year\nIn Vancouver, one of the most expensive Canadian cities to live in, the minimum wage is only $12.65, resulting in a $10,000 gap between what people are earning and how much it costs to live. With their earnings, someone making minimum wage at 40 hours a week could, on average, only afford rent, and nothing else. This is the worst case scenario for minimum wage workers. Fortunately, over the next 5 years, the wage is due to go up to $15.22/hour.\n2. Calgary\n@cityofcalgaryembedded via\nMinimum Wage: $15/hour with amounts to an average of $28,800 annually.\nAverage Cost of Living: $27,180/year\nWith the highest minimum wage in the country as of yesterday, and one of the lower costs of living, Calgary is one of the only major cities in Canada where people earning minimum wage on average can afford life in the city. Their earnings would allow them to pay rent, eat well, and even enjoy some entertainment while also saving a bit of money. The rest of Canada should follow suit.\n3. Toronto\n@streetsoftorontoembedded via\nMinimum Wage: $14/hour which amounts to an average of $26,880 annually.\nAverage Cost of Living: $32,885/year\nLike Vancouver, Toronto is a really expensive city to live in. In fact, it is another example of a city in Canada where people making minimum wage can't even afford to really live there. If someone earning minimum wage cut their spending down to the absolute necessities - i.e. rent, food, and transportation - they would just barely be able to afford life in Toronto. But, that is a life without any entertainment and no phone or internet.\nREAD ALSO: Good Luck Out There, Toronto's Average Cost Of A One Bedroom Rental Just Hit $2,220\n4. Ottawa\n@downtownrideauembedded via\nMinimum Wage: $14/hour which amounts to an average of $26,880 annually.\nAverage Cost of Living: $28,718/year\nBeing in Ontario as well, Ottawa has the same minimum wage as Toronto, but the cost of living is quite a bit lower. In Ottawa, the annual living expenses are about $4000 lower than in Toronto, but that's still not low enough for people earning minimum wage to effectively live there. While it is much closer than Toronto or Vancouver, there is still a $2000 gap between average annual income and expenses for someone making minimum wage in the city.\n5. Montreal\n@montrealembedded via\nMinimum Wage: $12/hour which amounts to an average of $23,040 annually.\nAverage Cost of Living: $22,607.76/year\nMontreal joins Calgary in the rare league of Canadian cities where people earning minimum wage can actually afford to live there. While they do have one of the lower minimum wages on this list at only $12, they also have one of the lowest costs of living in all of Canada. This means that, even if you work full time and only earn minimum wage, you can actually afford rent, food, transportation, and all that stuff. You may even have some spending money left over, albeit not a lot.\nREAD ALSO FROM MTL BLOG: Living In Montreal Is Officially More Expensive Thanks To Valérie Plante\n6. Halifax\n@eastcoastkmembedded via\nMinimum Wage: $12/hour which amounts to an average of $21,120 annually.\nAverage Cost of Living: $25,209.18/year\nHalifax has one of the lower costs of living in this list. However, they also have the lowest minimum wage. With those two factors in mind, even though the cost of living in Halifax is much lower than say Toronto or Vancouver, people earning minimum wage here still are unable to afford to live in the city.\nThe good news for people in Halifax is that rent on it's own tends to be cheaper than other places, with the average one bedroom only costing around $1000 a month.\nAnother thing worth noting about the big gaps between the minimum wages and costs of living is that the numbers listed don't necessarily account for taxes. Income tax amounts vary from province to province, but still have an impact on a person's total earnings for the year.\nREAD ALSO: Here's How Much A Server Is Getting Paid Per Hour By Province In Canada\nThat being said, there is hope in cities like Calgary and Montreal that a livable wage is reachable in Canada - it's just a question of when.