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These Affordable Cities In Tennessee Are Perfect For First-Time Home Buyers

Buying a place of your own is expensive. However, that doesn't stop countless millennials from dreaming of home ownership. Luckily, there are actually affordable cities in Tennessee where you can buy a place on your own.


Smyrna, Tennessee, is a great choice if you are looking for an affordable living situation. The cost of housing in this town is actually 14% below the national average. It's got a cute small-town feel, and your taxes will be pretty low too.



If you want to live near Nashville but don't want to worry about the sky-high home prices, then Murfreesboro, Tennessee, might be right for you. It gives you easy access to the city while allowing you to pay less for real estate.


Those who are looking for an affordable city to live in but who still want to have access to plenty of hiking spots should head to Rockwood, Tennessee. There are nearby mountains and a national park, so you can easily get outside and explore. Plus, the median home price is only $100,300.

Johnson City

Potential buyers who are looking for a good deal on a house will love Johnson City. Since housing costs are 18% lower than the national average, you should have an easier time finding an affordable home here than other spots around the state.


Perhaps you want to stay in a larger city. You can do that without breaking the bank if you check out Chattanooga, Tennessee. While the prices here may be higher than smaller cities and towns, they are still very affordable compared to other large southern cities.


Lexington, Tennessee, is also an ideal option if you are looking for an affordable place to stay. The median home value is under $115,000, which means you should be able to find a place within your budget. It's also a hub for delicious BBQ, so don't forget to get your grub on.


Memphis is a great option because it has a low median home valueless than $90,000. It also offers an incredible food scene with lots of restaurants to choose from. It's a cultural hub of the South, so there's plenty to do there.


Clarksville, Tennessee, also makes this list. Even though it's the fifth-largest city in the state, it still has an affordable home market you can take advantage of. The home prices are slightly higher than other cities on this list, but it's become popular spot for young professionals.

When you are ready to start your home-searching journey, these Tennessee cities and towns may just be the best place to start.