Canada is increasing the GST/HST Credit — Here's how much you can get in 2025

Good news, Canada! The GST/HST Credit is getting a boost in 2025, which means more cash in your pocket to offset rising costs. If you rely on this key government payment to help with day-to-day expenses, you'll definitely want to know what's changing and how it could benefit you.

Each year, the Canada Revenue Agency (CRA) adjusts the federal income tax brackets and certain benefit payment amounts to match Canada's inflation rate based on the consumer price index.

For 2025, the CRA announced a 2.7% increase, which is smaller than last year's 4.7% jump but still a step up to help ease the cost of living. So, how does this translate into actual dollars for your GST/HST credit?

As a refresher, the GST/HST credit is a tax-free quarterly payment designed to help low- and modest-income Canadians cover sales taxes they've paid. The CRA calculates your eligibility and payment amount based on your family net income from your tax return and the number of children you have.

Here's the breakdown: For individuals, the maximum payment is increasing next year to $349 (up from $340 in 2024). Families can also see higher payouts, with an extra $184 per child and a $698 maximum for couples.

For example, a family of four could receive up to $1,066 for the year, meaning a quarterly payment of $266.50 every three months.

The income thresholds are also rising next year at the same rate. For singles, the phase-in threshold for the supplement goes up to $11,337, while your credit begins phasing out at $45,521 of family income (compared to $44,324 this year).

Wondering when these changes will hit your bank account? Payments reflecting the new amounts will start rolling out in July 2025 with the start of the new benefit year, and they'll be based on your income and situation from your 2024 tax return.

Keep an eye on your mail or direct deposit notifications this summer — your quarterly payments are about to get a little sweeter!

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