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Summary

These Popular Brands In Canada Offer Afterpay So You Can Start Holiday Shopping Now & Pay Later

Stores like Lululemon, Michael Kors and Roots allow you to buy now and pay back in four instalments.

Senior Editor, Studio

Narcity may receive a small commission if you purchase something we recommend in this article, which was created by the Commerce team. Items are in stock and prices are confirmed at the time of publishing, but they can change at any time.

Canadians who do a lot of online shopping may have noticed how some brands offer something called Afterpay at checkout. It's a service that allows shoppers to pay for their purchases in smaller bi-weekly instalments rather than one price upfront.

Don't worry, something like this will not affect your credit score if you miss a payment. Afterpay Canada will never charge late or interest fees. Instead, they'll freeze your account so you can't buy anything else until the owed amount is completely paid off.

The company is calling November 19 "Done Day" because it's the last day to do your holiday shopping on Afterpay and be fully paid by January 1, 2022. Who wants to start off the new year with a hefty credit card bill, anyway?

There are hundreds of retailers that allow customers to buy items and pay over time with no fees. Here are some of the most popular brands in Canada.

Lululemon

Details: One of the biggest brands in Canada, Lululemon, allows customers to pay with Afterpay. Those $98 Align leggings you want for Christmas? They're yours with four payments of $24.50.

Find It On LULULEMON

Michael Kors

Details: You can get a holiday head start at Michael Kors RN because it's having a huge sale right now with items up to 60% off. If a new arrival catches your eye — like this $678 leather satchel — you can buy it now and pay for it later.

Find It On MICHAEL KORS

Bed Bath & Beyond

Details: You can find a ton of gift ideas and even shop holiday home decor at BB&B. The store has already rolled out their early Black Friday deals!

Find It On BED BATH & BEYOND

Pandora

Details: Who could ever turn down a shiny piece of jewelry for the holidays? The next time you get a little something-something for yourself or a loved one, you can pay in four small increments instead.

Find It On PANDORA

UGG

Details: A pair of UGGs are a winter staple but the brand can be pretty pricey. Luckily with Afterpay, you can get those $195 classic short boots with four payments of $48.75.

Find It On UGG

Jenny Bird

Details: Toronto's Jenny Bird creates stunning jewellery that won't cost you a fortune. From bold to delicate, there are a lot of styles to choose from like these $140 hoop earrings that are yours with four payments of $35.

Find It On JENNY BIRD

Roots

Details: Are you looking for a new cozy sweatsuit to lounge around in this season? Or maybe a new pair of mittens for the winter? Whatever it is, Roots lets you buy now and pay later which is always a dream.

Find It On ROOTS

Urban Outfitters

Details: Besides clothes and shoes, Urban Outfitters is loaded with super cute stocking stuffers your friends would love receiving. If your cart ends up being hundreds of dollars when it's time to checkout, you can pay everything back in four instalments.

Find It On URBAN OUTFITTERS

Boohoo

Details: From satin mini dresses to cozy tracksuits, Boohoo has it all. The brand recently joined Afterpay and now Canadian shoppers can pay for a whole new wardrobe in four easy instalments.

Find It On BOOHOO

ALDO

Details: If you see a pair of winter boots that's a little out of your budget right now, Aldo lets you buy with Afterpay. Right now you can get 20% off your order of $150 or more.

Find It On ALDO

Herschel Supply

Details: If you spot something on the Herschel site — like this $129.99 backpack — but it's not on sale yet, you can opt for Afterpay and pay it back in smaller doses.

Find It On HERSCHEL SUPPLY

PrettyLittleThing

Details: If you need a new dress for your best friend's wedding or upcoming holiday party, PrettyLittleThing has endless options. Right now you can save 70% on everything site-wide!

Find It On PRETTYLITTLETHING

  • Natalia Buia was a Senior Editor for Narcity Media's Studio in Toronto, Ontario. Always on the hunt for the best bargain, she has written commerce content for other publications including HuffPost Canada. When she's not working, Natalia can be found watching true-crime documentaries and eating potato chips.

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