Here are all the government benefit payments Canadians can get from the CRA in 2025
A bunch of payments are getting a boost!
Canadians can get thousands of dollars a month from these government payments in 2025.
The new year is almost here, and that means a whole new 2025 calendar full of government benefits from the Canada Revenue Agency (CRA) is about to kick off.
Between monthly child benefit payments, quarterly tax credits and retirement pensions, there's likely a program that could make your year a little easier.
From monthly programs like the Canada Child Benefit and Old Age Security to quarterly payments like the GST/HST Credit and the Canada Workers Benefit, these government payments can provide a much-needed financial boost throughout the year.
Here's everything you need to know about all the CRA payments for 2025 — from who qualifies to how much you could get and when to expect your money.
GST/HST Credit
The GST/HST Credit is a tax-free quarterly payment designed to help individuals and families with low or modest incomes recover some of the GST or HST they've paid. This payment can also include additional support from provincial and territorial programs.
Who's eligible: To qualify, you generally need to be at least 19 years old. However, if you're younger than 19, you could still be eligible if you have (or had) a spouse or common-law partner, or if you are (or were) a parent living with your child. You must also be a Canadian resident for income tax purposes both the month before and at the beginning of the month when the payment is made. The income threshold for eligibility depends on your family situation (whether or not you're single and how many kids you have), but it varies from $54,704 to $72,244 for the 2023 tax year.
How much you can get: The amount you get depends on your adjusted family net income and your family situation. For the payment period from July 2024 to June 2025 (based on the 2023 tax year), you could receive up to $519 if you're single or $680 for a married or common-law couple, plus an additional $179 for each child under 19.
The CRA has also announced that it will increase the GST/HST Credit next year. For the payment period from July 2025 to June 2026 (based on the 2024 tax year), you can get up to $533 for singles or $698 for couples, plus an additional $184 for each child.
2025 payment dates:
- Friday, January 3
- Friday, April 4
- Friday, July 4
- Friday, October 3
Advanced Canada Workers Benefit
The Canada Workers Benefit (CWB) is a refundable tax credit for workers earning a low income. It consists of a basic amount and a disability supplement, and it can be claimed when you file your tax return.
Under the Advanced Canada Workers Benefit (ACWB) program, eligible individuals can automatically receive advance payments of up to 50% of their CWB allotment for the year in three installments.
Who's eligible: To qualify, you need to have worked and earned an income below the provincial or territorial threshold, which varies from about $23,000 to $70,000, depending on where you live and your family situation. You also need to be a resident of Canada for the entire year, and be at least 19 years old by December 31, or live with a spouse, common-law partner or dependent child.
How much you can get: For the current benefit payment year (July 2024 to June 2025), the maximum basic CWB amount is $1,518 for singles and $2,616 for families, and the maximum disability amount is $784 — although residents of Quebec, Nunavut and Alberta may receive different amounts. For the next payment year starting in July 2025, those CWB maximums are increasing to $1,590 for singles and $2,739 for families, and the disability supplement is increasing to $821.
2025 payment dates:
- Friday, January 10
- Friday, July 11
- Friday, October 10
Canada Carbon Rebate
The Canada Carbon Rebate (CCR) for individuals — formerly known as the Climate Action Incentive Payment — is a tax-free quarterly payment designed to help Canadians offset the cost of federal pollution pricing. The payment includes a base amount and an additional supplement for residents of rural or small communities.
Who's eligible: To qualify, you need to be a resident of Alberta, Manitoba, New Brunswick, Newfoundland and Labrador, Nova Scotia, Ontario, Prince Edward Island or Saskatchewan. You also need to be at least 19 years old, although if you're younger, you could still be eligible if you have (or had) a spouse or common-law partner, or if you are (or were) a parent living with your child. You can also receive additional payments for any eligible children. As long as you meet these criteria, you should be eligible — your income does not affect your eligibility or the amount you receive.
How much you can get: The amount you receive depends on your family situation and where you live. The amounts vary by province — for example, for the 2023 tax year in Ontario, you can get up to $700 if you're single or $840 for a married or common-law couple, plus an additional $140 for each child under 19.
Alberta, meanwhile, has the highest payments of any province or territory at up to $1,125 for singles and $1,350 for couples, plus $225 per child.
Eligible rural residents also receive an additional supplement of 20% of the base amount — meaning that, for example, a family consisting of two parents and two children in rural Alberta would receive $2,160.
These amounts are likely to increase for the 2024 tax year, which would come into effect in time for the April 2025 payment, but next year's amounts haven't been confirmed yet.
2025 payment dates:
- Wednesday, January 15
- Tuesday, April 15
- Tuesday, July 15
- Wednesday, October 15
Alberta Child and Family Benefit
The Alberta Child and Family Benefit (ACFB) is a tax-free child benefit funded by the Alberta government but administered by the Canada Revenue Agency (CRA) that's aimed at helping low- and middle-income families in Alberta cover the costs of raising kids under 18. The ACFB is split into two parts: a base amount that supports families with lower incomes, and a working component for families earning at least $2,760 annually.
Who's eligible: To qualify for the ACFB, you must be an Alberta resident, have at least one child under 18, and have a family income under $45,285 for the base benefit — although working families with higher incomes can qualify for additional payments.
How much you can get: The amount you can receive depends on your family size, income and whether or not you work. For the payment period from July 2024 to June 2025 (based on the 2023 tax year), you could receive up to $2,221 if you have one child, $3,641 if you have two, $4,786 for three and $5,656 for four children or more.
Starting with the July 2025 payment, these amounts are likely to increase for the 2024 tax year, but next year's maximums haven't been confirmed yet.
2025 payment dates:
- Thursday, February 27
- Tuesday, May 27
- Wednesday, August 27
- Thursday, November 27
Ontario Trillium Benefit
The Ontario Trillium Benefit (OTB) is a monthly payment aimed at helping low- to moderate-income residents of Ontario manage the cost of energy, property taxes and sales taxes. It is funded by the Ontario government but administered by the Canada Revenue Agency (CRA).
Who's eligible: The OTB combines three provincial credits: the Northern Ontario Energy Credit (NOEC), the Ontario Energy and Property Tax Credit (OEPTC) and the Ontario Sales Tax Credit (OSTC). To receive the OTB, you need to qualify for at least one of these credits, which have varying eligibility requirements. You also must have filed your 2023 income tax return.
How much you can get: The total amount you'll receive depends on your eligibility for each credit, your income level and other factors. The three credits that make up the OTB have different payout amounts, but here's the maximum monthly amount you could get from each for the July 2024 to June 2025 benefit year:
- NOEC: Up to $180 for singles and $277 for families
- OEPTC: Up to $1,248 if you're between 18 and 64, or up to $1,421 if you're 65 or older
- OSTC: Up to $360 each for you, your spouse and any dependent children under 19
2025 payment dates:
- Friday, January 10
- Monday, February 10
- Monday, March 10
- Thursday, April 10
- Friday, May 9
- Tuesday, June 10
- Thursday, July 10
- Friday, August 8
- Wednesday, September 10
- Friday, October 10
- Monday, November 10
- Wednesday, December 10
Canada Child Benefit
The Canada Child Benefit (CCB) is a tax-free benefit that helps families with the cost of raising children. The monthly CCB payment can also include related provincial and territorial programs and the Child Disability Benefit.
Who's eligible: To qualify, you need to live with and be the primary caregiver for a child under 18, be a resident of Canada for tax purposes, and either you or your partner must meet certain residency requirements, such as being a Canadian citizen or permanent resident.
How much you can get: The amount you receive depends on your family's income, the number of children you have and their ages. If your adjusted net income in 2023 was less than $36,502, you'll get the maximum amount for the July 2024 to June 2025 payment year. For each child under 6, that's up to $7,787, and for each child aged 6 to 17, it's up to $6,570. Payments decrease as your income increases.
For the 2024 tax year, the CRA has announced that it will increase the CCB. For the payment period from July 2025 to June 2026, parents can get up to $7,997 for each child under 6, and $6,748 for kids aged 6 to 17. The income phase-out thresholds are also increasing.
2025 payment dates:
- Monday, January 20
- Thursday, February 20
- Thursday, March 20
- Thursday, April 17
- Tuesday, May 20
- Friday, June 20
- Friday, July 18
- Wednesday, August 20
- Friday, September 19
- Monday, October 20
- Thursday, November 20
- Friday, December 12
Canada Pension Plan
The Canada Pension Plan (CPP) retirement pension is a monthly payment that helps replace your income when you retire. Once you start receiving it, you'll get payments for the rest of your life as long as you qualify.
Who's eligible: To be eligible for the CPP, you must be at least 60 years old and have made at least one contribution based on work done in Canada or have had credits transferred to you after a relationship ended.
How much you can get: The amount you receive each month depends on the age at which you start collecting your pension, how much you've contributed, and your lifetime earnings. The maximum monthly payment for 2024 at age 65 was $1,364.60, but the average was $815. Payments increase in January of each year based on the Consumer Price Index (but they will never decrease if the cost of living goes down). You can check your estimated payment by logging into your My Service Canada Account.
2025 payment dates:
- Wednesday, January 29
- Wednesday, February 26
- Thursday, March 27
- Monday, April 28
- Wednesday, May 28
- Thursday, June 26
- Tuesday, July 29
- Wednesday, August 27
- Thursday, September 25
- Wednesday, October 29
- Wednesday, November 26
- Monday, December 22
Old Age Security
The Old Age Security (OAS) pension is a monthly payment for Canadians aged 65 or older to help with living expenses. You can receive OAS even if you're still working or have never worked.
Who's eligible: To qualify, you need to be at least 65 years old and have lived in Canada for at least 10 years after turning 18. If you're living outside Canada, you'll need to have lived here for at least 20 years. Most people are automatically enrolled in OAS, but if you don't get a letter from Service Canada the month after you turn 64, you may need to apply.
How much you can get: Your OAS pension amount is dependent on your age, how long you've lived in Canada and your income. It also increases by 10% when you reach 75 years old. You may also be eligible for one of the three tax-free supplemental benefits — the Guaranteed Income Supplement (GIS), Allowance, and Allowance for the Survivor — based on your age, marital status and income.
The maximum monthly base OAS payment for October to December 2024 was $727.67 for those aged 65 to 74 and $800.44 for those 75 and older. Payments are adjusted every three months to keep up with inflation, so new amounts for January 2025 should be coming soon.
2025 payment dates:
- Wednesday, January 29
- Wednesday, February 26
- Thursday, March 27
- Monday, April 28
- Wednesday, May 28
- Thursday, June 26
- Tuesday, July 29
- Wednesday, August 27
- Thursday, September 25
- Wednesday, October 29
- Wednesday, November 26
- Monday, December 22
Veteran Disability Pension
The Veteran Disability Pension (VDP) is a monthly benefit provided to veterans with a disability related to their military service. The VDP offers lifetime monthly payments, and if you have dependents, such as a spouse or children, your payments will increase to help support them.
Who's eligible: To qualify, you must be an eligible veteran of the Canadian Armed Forces, including those who served in the Second World War or the Korean War. Some current or former members of the Royal Canadian Mounted Police (RCMP) and certain civilians who served in the Second World War may also be eligible. You must also have a diagnosed medical condition or disability linked to your service.
How much you can get: The amount you'll get is based on your situation, including the extent of your disability. The maximum monthly payment for a veteran with the highest disability rating (Class 1) is $3,357.30, plus additional amounts for dependents — $839.33 for a spouse, $436.45 for your first child, $318.94 for your second child and $251.80 for each additional child.
2025 payment dates:
- Thursday, January 30
- Thursday, February 27
- Friday, March 28
- Tuesday, April 29
- Thursday, May 29
- Friday, June 27
- Wednesday, July 30
- Thursday, August 28
- Friday, September 26
- Thursday, October 30
- Thursday, November 27
- Tuesday, December 23
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