Canada is about to increase a bunch of benefit payments — Here's how much you can get

GST/HST Credit

The GST/HST Credit is a tax-free payment that shows up every three months to help low- and modest-income Canadians with the cost of goods and services. It's issued automatically by the CRA and is meant to offset some of the GST or HST you pay throughout the year.

For the July 2025 to June 2026 benefit year, the maximum annual credit is going up. If you're single, you could get up to $533 ($133.25 per quarter), while couples can receive up to $698 ($174.50 quarterly). Parents can also get up to $184 ($46 per quarter) more for each child under 19.

The income threshold is also increasing slightly. The phase-out now begins at $45,521 of adjusted family net income, which means more Canadians could be eligible — or, at the very least, won't lose their payments due to an inflation-related raise.

The first payment under these new amounts will land on Friday, July 4.

More about the GST/HST Credit

Canada Workers Benefit

The Canada Workers Benefit (CWB) is a refundable tax credit aimed at helping lower-income Canadians who are working. It includes a basic amount and a disability supplement, and payments are based on your income, province or territory of residence and family situation.

The CWB is sent out in four instalments — 50% is paid out with your tax refund (usually in April or May), and the other 50% is split into three "advance" payments that are sent out in July, October and January.

The CWB is actually getting a bigger boost than most other payments, jumping by 4.7% from last year instead of the usual 2.7%. That's because, as a refundable tax credit, the CWB payment cycle is tied to the tax year instead of the benefit year, meaning this year's update still reflects 2023 inflation.

That means this year, single workers without kids can now get up to $1,590 total ($265 per advance payment), while eligible families can receive up to $2,739 annually ($456.50 per advance payment). For those who qualify for the disability supplement, the annual amount increases to $821 ($136.83 per advance payment).

Income thresholds are also rising, so you may now qualify even if you didn't before. The CWB now starts phasing out at $26,149 for singles and $29,833 for families, with benefits cutting off completely at $36,749 and $48,093 respectively (although thresholds vary in Alberta, Quebec and Nunavut).

The first advance payment of this cycle is set to go out on Friday, July 11.

More about the Canada Workers Benefit

Canada Child Benefit

The Canada Child Benefit (CCB) is a tax-free monthly payment designed to help families with the costs of raising kids. It's paid out by the Canada Revenue Agency and based on your adjusted family net income, how many children you have and their ages.

For the 2025–26 benefit year, which kicks off in July, the maximum annual CCB amounts are increasing to $7,997 ($666.41 monthly) for each child under 6 and $6,748 ($562.33 a month) for each child aged 6 to 17. That's an increase of $210 and $178 from last year, thanks to the CRA's yearly inflation adjustment.

To get the maximum amount, your 2024 adjusted family net income must now be under $37,487. Once you earn more than that, your monthly payment gradually goes down. And if your income changed last year, your new CCB amounts could be higher or lower depending on your situation.

There's still one last payment at the old rates coming up on Friday, June 20, and then the first CCB payment at the new rates will be deposited on Friday, July 18.

More about the Canada Child Benefit

Child Disability Benefit

If you're raising a child with a severe and prolonged disability, the Child Disability Benefit offers additional monthly support to help ease the financial load. It's a tax-free payment that gets added to your Canada Child Benefit, and it's based on your adjusted family net income and whether your child qualifies for the Disability Tax Credit (DTC).

For the new benefit year starting in July 2025, the maximum annual CDB amount is going up to $3,411 per eligible child — $284.25 per month.

The benefit now starts to decrease once your adjusted family net income exceeds $81,222. As your income grows from there, your benefit is reduced gradually, based on how many children in your household qualify.

You don't need to apply separately for the CDB — if you already receive the CCB and your child is approved for the DTC, the Canada Revenue Agency will automatically include this amount in your monthly payment starting Friday, July 18.

More about the Child Disability Benefit

Old Age Security

Old Age Security (OAS) is a monthly government payment for Canadians aged 65 and up — no employment history required. As long as you meet the residency and citizenship requirements, you can qualify for this tax-funded pension. The amount you receive depends on your age and income, and it's reviewed every quarter to keep pace with inflation.

For the July to September 2025 payment period, Service Canada has announced that OAS amounts are going up by 1% due to inflation — bringing the total year-over-year increase to 2.3%.

The new payment amounts will be officially announced in early July, but based on the current maximums and an increase of 1%, you can likely expect to see up to approximately $734.95 for those aged 65 to 74 and $808.44 for those 75 and older starting next month.

The standard June OAS payment is coming soon on Thursday, June 26, and then you'll see that payment bump next month on Tuesday, July 29.

More about Old Age Security

NEW: Canada Disability Benefit

Does it still count as a payment increase if it's going up from $0?

That's right, there's a brand-new government payment rolling out this year — and if you're between 18 and 64 and approved for the Disability Tax Credit, you could qualify. The Canada Disability Benefit is designed to provide direct financial support to low-income adults with disabilities, and payments are set to launch in July 2025.

The maximum you could receive is $2,400 per year — or $200 per month — though the actual amount may be reduced depending on your adjusted family net income and whether you're working.

To qualify, you need to be a Canadian resident, have filed your 2024 tax return (along with your spouse or common-law partner, if you have one), and already be approved for the Disability Tax Credit.

Exact payment dates and application details haven't been announced yet, but Service Canada says the first payments are expected to roll out in July 2025.

More about the Canada Disability Benefit