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Summary

These are Canada's best credit cards for students in 2025 and the perks you can get

Cash back on groceries, travel points, discounts and more!

credit cards

Credit cards.

Boarding1now | Dreamstime
Senior Writer

New rankings of the best credit cards you can get in Canada for 2025 have been released.

That includes the best credit cards for students with perks like no annual fees, cash back on groceries, travel points, and more.

If you're looking for recommendations, Ratehub.ca shared its annual Credit Card Awards and creditcardGenius revealed its Best Credit Cards in Canada ranking for 2025.

The best student credit card, according to Ratehub.ca, is the BMO CashBack Mastercard — Student because it's "a smart choice."

"This card provides a simple and valuable way to earn rewards on your spending," Ratehub.ca noted.

Here's why the BMO CashBack Mastercard — Student was named the best credit card:

  • no annual fee
  • no income requirement
  • 3% cash back on groceries
  • earn 5% cash back in your first three months
  • redeem cash back for as little as $1 at a time
  • extra benefits like purchase protection, extended warranty, and car rental discounts from National and Alamo

That's not the only option for students in 2025.

The best student credit card is the CIBC Aventura Visa Card for Students, according to creditcardGenius.

Here's why creditcardGenius ranked the CIBC Aventura Visa Card for Students as the best:

  • no annual fee
  • 1 point per $1 spent on travel purchased through the CIBC Rewards Centre
  • 1 point per $1 spent on eligible gas, groceries, EV charging, and drugstores — up to $6,000 spent annually
  • 1 point per $2 spent on all other purchases
  • earn up to 10,000 Aventura points
  • save up to 7 cents per litre at Journie Rewards gas stations
  • free SPC membership
"Having a student credit card like this one is useful to start building your credit history and learning responsible spending habits," creditcardGenius noted. "With time, you'll be able to work towards a more premium card."

If you're not a student and want to know about other cards, the best credit cards in Canada for travel, cash back, groceries, and more have also been revealed.

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    • Lisa Belmonte

      Senior Writer

      Lisa Belmonte (she/her) is a Senior Writer with Narcity Media. After graduating with a Bachelor of Journalism from Toronto Metropolitan University (formerly Ryerson University), she joined the Narcity team. Lisa covers news and notices from across the country from a Canada-wide perspective. Her early coverage of the COVID-19 pandemic earned Narcity its first-ever national journalism award nomination.

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