Here's How A San Francisco Woman Spends $50/Month & TikTokers Wish They Had Her Discipline

She calls it a "two reality rule." 💸

A woman drinking water. Right: A woman taking a walk outside.

A woman drinking water. Right: A woman taking a walk outside.

Florida Associate Editor

One TikToker in San Francisco is sharing how she saves money by only spending $50/month, and as you might guess, it's shocking to those who follow her, but followers are also inspired.

The creator named Alexis (@financiallybrave) uses what she calls a "two reality rule," which is a powerful mindset shift that's helped her stay disciplined.

"As It relates to this challenge, one reality I have is that I am limited. I can't eat out, purchase a new outfit I see on my feed, or take a last-minute trip with a friend somewhere," she said. "Another reality is that I'm mastering discipline, self-control and learning how to be at peace with limited spending." She tends to focus on the latter.

Alexis already spent $75.64 on the first of the month, which was used for only essentials. So, now, she has nothing left to spend. On Saturday, she cleaned her house, walked her dog, listened to an audio book, did some work and made some dinner.

She said since 2023 began, she hasn't spent over $100 on non-essentials. Her new challenge has piqued the interest of her peers, leaving her with 238.2K views.

"Me spending $400 in a day and I simply wish I can have this discipline," one person replied.

Others said they love her "mindset" rule and it's so important.

Another person wrote that with bills, it's near impossible for her to stick to this rule: "Too bad my health insurance is $300 and is charged the first of the month…but this is epic and I’m proud of you!!!"

Though, Alexis replied that essential needs, such as health care, do not count toward her $50/month spending.

You can continue to follow her journey on her account, as she frequently holds herself accountable to her audience.

  • Associate Editor

    Jenna Kelley (she/her) was the Associate Editor for Florida at Narcity Media, where she oversaw all of the editorial content across the Sunshine State. She started her career in broadcast media as a television news reporter for three years. In 2020, Jenna won a Georgia Association of Broadcasters (GABBY) award for Best Online Produced Story. She's covered live concerts, reported at the Masters Tournament, and interviewed state senators during election season. Prior to working at Narcity Media, she made her way home to Florida and launched a copywriting business. Jenna received her B.A. in English with a minor in Communications at Florida State University. She has over five years of experience from print and digital media to radio and television.

Tax brackets in Canada: Here's what you'll pay in each province on your 2025 tax return

A few tax changes for 2025 mean you could be paying a lot less this spring. 👀

Costco has a new store opening in 2026 and the unique warehouse is a first in this province

It'll have thousands of products that aren't available at regular stores. 👀

Canada keeps slipping down this ranking of the world's most powerful passports

But the Canadian passport is still better than the American passport!

24 products at Costco you can get for cheaper than items at Loblaws

You might not expect some of these items to be a better deal because of the price tags. 👀