If you're thinking about moving, your Ontario car insurance might get cheaper. 

RATESDOTCA has revealed a list of the cities with the most affordable rates and all of them are located in regions outside of the GTA. 

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$1,103 Average cheapest car insurance in Ontario. 

The online database revealed that the five cheapest cities for car insurance included Kingston, Napanee, Port Hope, Cobourg and Brockville, all of which fall around $1,103 a year. 

Other spots like Cornwall, Petawawa, and Russell fall around $1,107 per year. 

Even smaller urban centres like Collingwood and Stratford, which pay a slightly more expensive $1,211 per year, are considered affordable.

However, if you live closer to Toronto, things are about to get a bit more pricey. 

Brampton currently holds the record for the most expensive insurance, with an average of $2,698. 

Mississauga, Vaughan and Richmond Hill all follow closely behind.