Some Canadians will get up to $500 more in their Canada Workers Benefit payments this week

Standard CWB payment

For most Canadians, the Canada Workers Benefit 2025 follows a pretty standard formula — and that includes the July advance payment hitting bank accounts this week.

If you live in B.C., Manitoba, New Brunswick, Newfoundland and Labrador, Northwest Territories, Nova Scotia, Ontario, P.E.I., Saskatchewan or Yukon, your maximum yearly amount is:

• $1,590 for single individuals — or $265 per advance payment
• $2,739 for families — or $456.50 per advance payment
• an additional $821 per eligible adult for the disability supplement ($136.83 per advance payment)

This means the maximum a family could receive in their advanced payments — assuming both adults are eligible for the disability top-up — is $730.17.

These amounts gradually decrease as your income rises. For singles, the basic benefit starts to shrink once your adjusted net income goes over $26,149, and disappears entirely at $36,749. For families, the benefit phases out between $29,833 and $48,093.

The disability top-up has its own income thresholds: it begins to reduce at $36,748 for singles and $48,091 for families. If only one person in a couple qualifies for the DTC, the supplement ends at $53,565. If both partners qualify, the upper limit rises to $59,038.

While these are the standard amounts used in most of the country, some provinces and territories calculate things differently — and in a few places, your payment this week could be much higher. Here's how the CRA handles it in Alberta, Nunavut and Quebec.

More about the July CWB payment

Alberta

Alberta residents receive slightly higher CWB amounts than most provinces, especially for single individuals.

Here are the maximum yearly amounts in Alberta:

• $1,704 for single individuals ($284 per advance payment)
• $2,551 for families ($425.17 per advance payment)
• an additional $821 per eligible adult for the disability supplement ($136.83 per advance payment)

A couple or family with two DTC-eligible adults could therefore get a maximum advance payment of $698.83.

Payments start to decrease once your income hits $25,472 if you're single, or $31,911 for families. They stop entirely at $36,832 and $48,918 respectively.

The disability supplement starts phasing out at $36,832 for singles and $48,918 for families. It ends at $42,305 for singles. For families, the upper limit depends on how many adults qualify: $54,391 if one partner is eligible, or $59,865 if both are.

More about the CWB in Alberta

Nunavut

Nunavut residents also benefit from a more generous version of the Canada Workers Benefit. While the territory offers lower maximum payments than other spots in Canada, it has much higher income thresholds for eligibility, and the highest disability supplement.

Here are the maximum yearly amounts in Nunavut:

• $1,578 for single individuals ($263 per advance payment)
• $2,371 for families ($395.17 per advance payment)
• an additional $912 per eligible adult for the disability supplement ($152 per advance payment)

That means the maximum any one family can get in their advance payments, including disability supplements for two adults, is $699.17.

The basic benefit starts to shrink once your income passes $26,127 for singles or $35,957 for families, but phases out much slower than the others — stopping completely at $65,577 and $65,595, respectively.

The disability supplement starts to phase out at $65,595 for singles and ends once your income hits $73,195. For families, it begins to decrease at $65,577 and stops at $73,177 if one adult qualifies, or at $80,777 if both do.

More about the CWB in Nunavut

Quebec

Unsurprisingly, Quebec does things a little differently when it comes to the Canada Workers Benefit — but if you're in this province, you could be in for a whole lot more money.

The province uses its own formulas to calculate the benefit, and as a result, Quebecers can get significantly larger payments than residents in other parts of the country, depending on their situation.

Here are the maximum yearly amounts in Quebec:

• $3,705.38 for single individuals ($617.56 per advance payment)
• $1,986.80 for single parents ($331.13 per advance payment)
• $5,778.52 for couples without any kids ($963.09 per advance payment)
• $3,702.59 for couples with kids ($617.10 per advance payment)
• an additional $827.72 per eligible adult for the disability supplement ($137.95 per advance payment)

That means a couple with no kids where both people are eligible for the disability supplement can get up to $1,238.99 in each advance payment alone. That's almost double the standard amount for most of the country!

The tradeoff though? The income thresholds in Quebec are lower than elsewhere:

• For singles, the basic benefit begins decreasing at $13,829.82 and ends at $32,356.72.
• For single parents, it phases out between $13,981.83 and $23,915.83.
• For couples with no kids, it phases out between $21,257.44 and $50,150.04.
• For couples with kids, it phases out between $21,456.77 and $39,969.72.

The disability supplement also varies by household type:

• For singles, it starts reducing at $32,356.72 and ends at $36,495.32.
• For single parents, it phases out between $23,915.83 and $28,054.43.
• For couples with no dependants, it starts reducing at $50,150.04, and phases out completely at $54,288.64 if one adult qualifies or at $58,427.24 if both qualify.
• For couples with dependants, it begins phasing out at $39,969.72 and ends at $44,108.32 if one adult qualifies or at $48,246.92 if both qualify.

So while the payouts are bigger, fewer people actually qualify for the top amounts.

Still, if you're under those limits and living in Quebec, this week's payment could easily be the biggest in the country.

More about the CWB in Quebec