Canada's Top Grocery Store Loyalty Cards Were Compared & One Even Gets Discounted Gas

Scene+

With its recent wider launch in Ontario, the Scene+ card is something that might be on shopper's minds. And for good reason.

With this card, you can earn points on specific purchases at stores like Sobeys, Freshco, Foodland and Voila by Sobeys.

In this program, you can get five points for every $1 you spend at Cineplex, three points for every $1 at Scene+ Travel and one point per $1 at participating restaurants.

For every 1,000 points you earn, you can get $10 off at the participating grocery stores.

They also have deals for movies at Cineplex, as well as at participating restaurants, making this a great card for lifestyle purchases.

However, the biggest rub is that you don't get points on every single purchase you make.

The base Scene+ card also earns you points on personalized digital offers at participating grocery stores, so you don't earn points on every grocery store purchase, a representative for RateHub.ca told Narcity.

These personalized digital offers are generally tailored to the shopper and apply to products that you purchase most often.

However, if you use an affiliated credit card, like the Scotiabank American Express Card, you can earn points on all grocery purchases.

PC Optimum

This card has been around for a while and has 25 participating businesses, including Shopper's Drug Mart, Loblaws, No Frills, Real Canadian Superstore, as well as Mobil and Esso gas stations.

So, many of your essentials can reward you, earning you 15 points for every $1 spent at Shoppers and 10 points per litre of gas at participating gas stations.

Plus, you can get points with personalized offers at stores under the Loblaws' banner.

Over here, 10,000 points translate to $10 off at participating grocery stores.

Or, with 10,000 points, you can get a car wash at an Esso or Mobil. With only 4,000 points, you can still get 10 cents off per litre on your fuel.

And, to make things easier, you can also track your points with their mobile app.

As for cons, like Scene+, points aren’t earned on every PC product purchase. However, if you use PC Financial World Elite for PC Optimum, you can earn points on all grocery purchases.

American Express Membership Rewards

This one is perfect for anyone looking for general rewards on nearly all purchases.

When you use this card, you'll get one point for every $1 you spend on most of your regular purchases. And that can go up to five points per $1, depending on the category of purchase.

Once you save up 1,000 points, you can get a $10 credit for your card or $10 off a hotel, or off a flight with most airlines.

There is a catch though. This is only available to those who have an American Express card already.

Another con? American Express cards aren’t accepted at all grocery stores, as Ratehub.ca pointed out.